🚨 Stay Alert Against Cyber Crime in the Name of Credit Card Limit Increase: SP Upasana
Kaithal, October 2 – October is being observed as Cyber Crime Awareness Month. On this occasion, Kaithal Superintendent of Police (SP) Upasana warned citizens to remain cautious against rising cases of cyber fraud where criminals pose as bank officials or customer care representatives.
Cyber Fraud in the Name of Credit Card Limit Increase
SP Upasana said that cyber fraudsters are targeting credit card holders by offering to increase their card limit. They reach out to victims through calls, SMS, or WhatsApp messages, pretending to be genuine representatives.
Fraudsters initially build trust by speaking professionally and then demand confidential details such as:
- Credit card number
- CVV
- OTP (One-Time Password)
- Date of birth
In some cases, victims are tricked into downloading fake applications or malicious links, giving criminals remote access to their mobile devices. Once they obtain sensitive details, they immediately withdraw money from accounts or make online transactions, causing huge financial losses.
Banks Never Ask for Confidential Details
SP Upasana clarified that no bank or authorized institution ever asks for OTP, CVV, or card details over the phone. Citizens must avoid clicking on unknown links or downloading apps suggested by strangers.
Most victims, she said, fall into the trap because they share sensitive details without verification. The safest way is to confirm the authenticity of any message or call by directly contacting the official customer care number of the concerned bank.
How to Report Cyber Fraud
SP Upasana urged citizens to report cybercrime immediately if they face such incidents. Victims can:
- Dial the Cyber Crime Helpline 1930
- File a complaint at the National Cyber Crime Reporting Portal
Timely reporting can sometimes stop fraudulent transactions and even help in recovering the lost money.
